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Advance Cash vs. Business Loans

Businesses everywhere need working capital to remain competitive regardless of the industry. When a business desires growth, they usually need to explore their options for attaining the alternative financing they need to support the business growth they desire.

"A Merchant Cash Advance helps many retail and hospitality business owners. Many struggle to get operating capital through small business loans because they lack collateral. Our cash advances provide the money you need with none of the difficulty associated with traditional bank loans. "

There are several options that are open to businesses who are seeking financing including traditional bank loans, SBA loans, invoice factoring, unsecured business loans and partnerships. Each option carries pros & cons the business owner must weigh.

"Businesses seeking operating capital including traditional bank loans, account receivable factoring and partnerships should try TCF's advance cash program as an alternative to a small business loan. They'll be very pleasantly surprised."

TCF’s advance cash programs do not fit precisely into any of the 'normal' financing categories. We offer a unique service to businesses that need working capital. Our program is similar to a factoring program in many respects, yet unique. Our customers don't have to worry about making a fixed monthly payment like they would with a loan. Instead, repayment is collected gradually; more is repaid during busy months and less is repaid during slower months. This way you'll keep more of your money when you need it most.

TCF offers a revolutionary new financing program designed to help you manage your cash needs by providing you with a more responsive working capital alternative than traditional bank lending.

Get fast cash advances against your FUTURE credit card processing today. Credit card merchant advances are a fast and easy alternative financing solution in lieu of small business loans and traditional bank financing.

Back to Business Financing

FAST Cash Advances for Credit Card Merchants
Hassle-Free Alternative Financing Instead of a Small Business Loan

fast cash alternative business financing machine

TriMark Capital Funding, Inc. will advance cash against future credit card receipts. The result? Immediate working capital for business owners as a viable alternative to traditional bank loans, factoring or SBA loans.

Does your business need fast cash or a short term small business loan? Are you thinking about applying for a SBA loan or a conventional bank loan? If you need money for operations, improvements or any other business need and you accept Visa / Mastercard, chances are you could qualify for an advance against your FUTURE credit card sales. Cash advances put money in your hands in as little as 7 days and help you avoid the hassle of applying for a loan altogether.

Turn your FUTURE credit card sales into usable CASH today!

If you plan to apply for a SBA loan or a small business loan from your bank, you're going to put an exorbitant amount of time and effort into the application process. Chances of getting approved for a SBA loan are slim to none if you don't have excellent credit AND significant collateral, and even IF you're ultimately approved, you'll still have to wait months to actually receive your money.

A merchant cash advance (sometimes called a credit card loan or credit card sales advance) is a fast, powerful alternative to traditional bank loans and SBA loans. It gives you almost immediate access to cash without any of the headaches associated with applying for a bank loan or SBA loan. The application process is fast & easy and we make funding decisions very quickly.

This is an innovative alternative funding tool, designed especially for small businesses including retailers, jewelers, bars, restaurants, furniture stores, florists, auto repair shops, B&B's, motels, hotels, gift shops, salons, day spas, gyms, health clubs, chiropractors, lawyers, doctors, veterinarians and beauty salons, just to name a few. Basically any business that accepts credit cards and meets a few simple minimum requirements could qualify.

Use the cash for special buying opportunities or things like:

  • Remodeling
  • Advertising
  • New Equipment
  • Acquisitions
  • Inventory
  • Payroll
  • Taxes
  • Repairs
  • Emergencies
  • Improvements
  • Extra or Seasonal Staff
  • Other Business Needs

TriMark Capital Funding can offer you the perfect alternative to a small business loan. We can provide your business with the operating capital you need based on your future credit card (Visa/Mastercard) sales from your customers.

TCF approves credit card loans or merchant cash advances for businesses in industries that banks very often reject. We also offer other advantages when compared to traditional bank financing and SBA loan products, including:

  • No hidden fees
  • 95% Approval Rate
  • Completely automated
  • No-cost application process
  • Cash in-hand in 7 to 10 days
  • No fixed payments
  • No fixed timeframe
  • Use the funds however you want
  • No extensive paperwork or tax returns required
  • Advances up to 130% of 4-month processing average

TCF has provided millions of dollars in merchant cash advances for businesses in all 50 states. These businesses trust TCF to provide the funding needed to:

  • Expand your business, add additional locations or remodel existing locations
  • Purchase new equipment or inventory; add seasonal merchandise
  • Launch advertising, promotional programs or new marketing programs

We've already helped many businesses just like yours across the country. We understand that many retail and hospitality businesses find it difficult to acquire capital through traditional loans because they lack collateral. That's why we provide valuable alternatives to businesses with a program that is tailored to the individual business needs. Our goal is to put money in your hands without the hassles of a traditional small business loan.

Frequently Asked Questions

Even if you don't own the building your business operates in, we can still provide you with the money you need without the hassles normally associated with traditional bank loans.

How It Works

You sell us a fixed dollar amount of your future credit card and debit card sales at a discount. Through an automated process, we retrieve a small, fixed percentage from each sale as it is settled. The percentage we retrieve from each sale is fixed for the life of the funding.

It is simple and easy to qualify for a merchant cash advance:

1. Complete an application
2. Show statements for a minimum monthly credit card volume of at least $3,000
3. Tell us how long you've been in business

Once approved, you receive your lump sum of cash immediately.

You can start the no-cost application process now by clicking the link below and submitting your information online, or you can simply call us toll-free at 1-877-932-2628.

APPLY NOW

Even merchants who may be considered high risk for conventional funding can qualify!


Last Updated: July 6, 2008

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